Welcome to our site! Please take time to search the entire MLS, you will find all homes listed in the St. Louis City and County, Jefferson County, and also St. Charles County. We pride ourselves in providing excellent customer service when you sign up, so do take advantage of our awesome search tool that also provides you the opportunity to have the newest and hottest listings emailed to you moments after they have hit the market.
2009 is a new year loaded with new opportunities for first time home buyers and sellers that are looking to move up. Buyers are being offered Grants of $3000 plus, and Tax incentives of $8000, Homes are on sale and you have lots of choices! Check out the links below and make sure you are working with a Reputable Realtor and Lender that work with these different programs to make sure you are getting the best deal possible and all the incentives you qualify for. Remember it cost you nothing as the Buyer to use the services of a Realtor so keep yourself protected!
We are always willing to answer any questions you might have, to ask a question or request additional information email Phyllis at: Homes@AskPhyllis.com or call 314-580-3100
Check out what St. Louis has to Offer from A-Z
Beyond Housing Grant - For those who have not owned a home in the past 3 years.
Rural Housing Developement - Govt. subsidized loans based on income and number of dependents. Loans range anywhere from 1% to 4.65% interest rates depending on income. These loans are available to anyone not just first time homebuyers.
MHDC funds in combination with the $8000 tax credit - allows an advance on the $8000 to provide down payment assistance and possible 100% loan.
To begin the Pre-Qualification process I would highly recommend one of these preferred lenders: They specialize in the above programs plus will have many more options for you.
Delmar Financial - Marie Cuddihee at 314-843-0400 or email mariecuddihee@delmarfinancial.com
USA Mortgage - Jerry D'Agostino at 314-628-2005 or email jerryd@usa-mortgage.com
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First Time Buyers >The Perfect Home
When we help prospective buyers locate a new home we listen carefully to their goals. What are their criteria for selecting a neighborhood, what style of house do they prefer, what price range and floor plan meet their needs? Will any special considerations go into making the homebuying decision? When we have a good picture of what the buyer wants, we will go to work to find the best property on the market that will accommodate those needs.
Our real estate agents succeed when they can make the buyers' goals their goals. Finding the perfect home is a collaborative effort. The buyers communicate what they want, why they want it, and where compromise might be possible, and the agent listens carefully and selects the homes that come as close as possible to meeting the needs expressed. When there is trust and communication between the buyers and the real estate agent, miracles can happen! Creating these miracles for buyers and sellers is "Job #1" for us.
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