Welcome to our site! Please take time to search the entire MLS, you will find all homes listed in the St. Louis City and County, Jefferson County, and also St. Charles County. We pride ourselves in providing excellent customer service when you sign up, so do take advantage of our awesome search tool that also provides you the opportunity to have the newest and hottest listings emailed to you moments after they have hit the market.
2010 is a new year loaded with new opportunities for first time home buyers and sellers that are looking to move up. Buyers are being offered Grants of $3000 plus, Homes are on sale and you have lots of choices! Check out the links below and make sure you are working with a Reputable Realtor and Lender that work with these different programs to make sure you are getting the best deal possible and all the incentives you qualify for. Remember it cost you nothing as the Buyer to use the services of a Realtor so keep yourself protected!
We are always willing to answer any questions you might have, to ask a question or request additional information email Phyllis at: Homes@AskPhyllis.com or call 314-580-3100
Check out what St. Louis has to Offer from A-Z
Beyond Housing Grant - For those who have not owned a home in the past 3 years.
Rural Housing Developement - Govt. subsidized loans based on income and number of dependents. Loans range anywhere from 1% to 4.65% interest rates depending on income. These loans are available to anyone not just first time homebuyers.
MHDC funds - allows an advance on the $8000 to provide down payment assistance and possible 100% loan.
To begin the Pre-Qualification process I would highly recommend one of these preferred lenders: They specialize in the above programs plus will have many more options for you.
Delmar Financial - Marie Cuddihee at 314-843-0400 or email mariecuddihee@delmarfinancial.com
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Accepting An Offer >Is First Always Best Your home has been listed for just a few days, and your real estate agent calls with great news. The people who looked at the house last night have come in with an offer to buy it! When the agents arrive to present the offer, you are excited and hopeful. As they explain the price and terms, however, you feel that the price is a little too low and that the offer contains some terms that will be inconvenient for you to meet. Should you try to work it out or wait for something better? Work it out!
Often the first offer to come in is the best one. When a house is fresh on the market, there is usually a flurry of activity and the buyers who see it during the first few days of the listing are likely to be very interested. If you are fortunate enough to get a solid offer right away, it will probably be to your advantage to accept it or try to work out a compromise.
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