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Welcome > For Buyers > First Time Homebuyers ...

You might be a bit afraid or intimidated by the whole process of buying your first home. As top local real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

There is absolutely no charge, and we offer this to you with no strings attached.

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School Reports in St. Louis, Arnold and Jefferson County, Missouri
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Real Estate Tips
Investment Real Estate >Renting Your Home

Homeowners who don't need the equity from their home to purchase a new home may consider renting it instead of selling. Rental property is almost always a good investment, but you should understand the consequences of becoming a landlord.

Tenants may not share your pride of ownership and, therefore, may not maintain the property like you would. If you plan to rent your property, acquaint yourself with state or local landlord/tenant laws, including those dealing with rent control and eviction procedures. If the home you rent has been your primary residence, you could lose the benefits of a capital gains deferral when you sell it later. Get professional advice from a tax expert and a professional real estate agent before you decide to turn your home into rental property.

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Phyllis Alexander / Jeff Alexander, REALTOR®, real estate agents and broker for St. Louis, Arnold and Jefferson County, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Alexander / Jeff Alexander
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4850 Lemay Ferry Rd. Ste. 100
St. Louis, MO. 63129
Phone: 314-329-9042
Fax: 314-558-6600
Cell: 314-580-3100
Email: Homes@AskPhyllis.com

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