Welcome to our site! Please take time to search the entire MLS, you will find all homes listed in the St. Louis City and County, Jefferson County, and also St. Charles County. We pride ourselves in providing excellent customer service when you sign up, so do take advantage of our awesome search tool that also provides you the opportunity to have the newest and hottest listings emailed to you moments after they have hit the market.
2010 is a new year loaded with new opportunities for first time home buyers and sellers that are looking to move up. Buyers are being offered Grants of $3000 plus, Homes are on sale and you have lots of choices! Check out the links below and make sure you are working with a Reputable Realtor and Lender that work with these different programs to make sure you are getting the best deal possible and all the incentives you qualify for. Remember it cost you nothing as the Buyer to use the services of a Realtor so keep yourself protected!
We are always willing to answer any questions you might have, to ask a question or request additional information email Phyllis at: Homes@AskPhyllis.com or call 314-580-3100
Check out what St. Louis has to Offer from A-Z
Beyond Housing Grant - For those who have not owned a home in the past 3 years.
Rural Housing Developement - Govt. subsidized loans based on income and number of dependents. Loans range anywhere from 1% to 4.65% interest rates depending on income. These loans are available to anyone not just first time homebuyers.
MHDC funds - allows an advance on the $8000 to provide down payment assistance and possible 100% loan.
To begin the Pre-Qualification process I would highly recommend one of these preferred lenders: They specialize in the above programs plus will have many more options for you.
Delmar Financial - Marie Cuddihee at 314-843-0400 or email mariecuddihee@delmarfinancial.com
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For Sale By Owner >Finding Buyers
When a home owner tries to sell "By Owner", they commonly use two basic marketing techniques to advertise the property. They place a "For Sale" sign in the front yard and a classified ad in the local newspaper. When a seller lists their home with a professional real estate agent, however, a very sophisticated process is set in motion in order to facilitate the home sales transaction.
Real estate agents have a backlog of prospective buyers for the homes in their market. Through the Multiple Listing Service, the agent cooperates with other brokers in the area who will show your home to their prospective buyers. Professional real estate agents also combine direct mail, telephone calls, and specialized advertising techniques incorporating media such as the Internet, to reach the sales market. In this way we create activity on our listings that help them to sell quickly--and for the best price.
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