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Phyllis Alexander / Jeff Alexander
Real Estate Advice 314-329-9042.

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Welcome to our site!  Please take time to search the entire MLS, you will find all homes listed in the St. Louis City and County, Jefferson County, and also St. Charles County.  We pride ourselves in providing excellent customer service when you sign up, so do take advantage of our awesome search tool that also provides you the opportunity to have the newest and hottest listings emailed to you moments after they have hit the market. 

2009 is a new year loaded with new opportunities for first time home buyers and sellers that are looking to move up.  Buyers are being offered Grants of $3000 plus, and Tax incentives of $8000, Homes are on sale and you have lots of choices!  Check out the links below and make sure you are working with a Reputable Realtor and Lender that work with these different programs to make sure you are getting the best deal possible and all the incentives you qualify for.  Remember it cost you nothing as the Buyer to use the services of a Realtor so keep yourself protected!

We are always willing to answer any questions you might have,  to ask a question or request additional information email  Phyllis at:   
Homes@AskPhyllis.com   or call 314-580-3100

                  Check out what St. Louis has to Offer from A-Z

Beyond Housing Grant - For those who have not owned a home in the past 3 years.

Rural Housing Developement - Govt. subsidized loans based on income and number of dependents. Loans range anywhere from 1% to 4.65% interest rates depending on income. These loans are available to anyone not just first time homebuyers.

MHDC funds in combination with the $8000 tax credit
- allows an advance on the $8000 to provide down payment assistance and possible 100% loan.

To begin the Pre-Qualification process I would highly recommend one of these preferred lenders: They specialize in the above programs plus will have many more options for you.

Delmar Financial - Marie Cuddihee at 314-843-0400 or email mariecuddihee@delmarfinancial.com

USA Mortgage - Jerry D'Agostino at 314-628-2005 or email jerryd@usa-mortgage.com




School Reports in St. Louis, Arnold and Jefferson County, Missouri
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in St. Louis, Arnold and Jefferson County 



Real Estate Tips
Working With An Agent >Real Estate Sales

Making a move gets high marks on the stress scale, whether you are buying or selling a home. Not only is there a lot of money involved, there is also lot that can go wrong in a real estate transaction.

A professional real estate agent works to minimize the stress involved in the process and to make your closing as smooth as possible. The agent will monitor the progress of the loan application and check on the paperwork. He or she will remind the sellers about any repairs that need to be made before the closing and will assist both parties in coordinating the closing and their moves. The real estate agent will also help ensure a smooth transition by reminding the sellers to arrange for final utility readings and the buyers to set up new utility account.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Phyllis Alexander / Jeff Alexander, REALTOR®, real estate agents and broker for St. Louis, Arnold and Jefferson County, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Alexander Team
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4850 Lemay Ferry Rd. Ste. 100
St. Louis, MO. 63129
Phone: 314-329-9042
Fax: 314-558-6600
Cell: 314-580-3100
Email: Homes@AskPhyllis.com

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