Real Estate Resources:
Special Offers - Special offers for St. Louis, Arnold and Jefferson County homeowners from Phyllis Alexander / Jeff Alexander. Affiliates - The Alexanders' real estate web site affiliates. eNewsletter - The Alexanders'St. Louis, Arnold and Jefferson County newsletter email will send you the latest real estate information. Today's Real Estate News - Daily real estate news for this neighborhood, Missouri, and United States. Market Conditions Report - Market conditions report for this area, Missouri, and United States. Monthly Payments & Schedule - Monthly loan payments java mortgage calculator. How Much Can You Afford? - Calculate how much home you can afford with this financial calculator. Determine Tax Savings - Calculate how much your monthly St. Louis, Arnold and Jefferson County, Missouri mortgage payments save you on your taxes because of loan interest. Should You Rent or Buy? - Is it better to rent a home in Missouri or buy your own St. Louis, Arnold and Jefferson County house, ranch, luxury property, condominium, acreage, or other real estate? Adjustable Rate Mortgages - Adjustable rate St. Louis, Arnold and Jefferson County mortgages information and interest rate java calculator. What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage. Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out. What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Missouri real estate. NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - The Alexanders' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - The Alexanders' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your St. Louis, Arnold and Jefferson County property in Missouri, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find St. Louis, Arnold and Jefferson County Homes, For Home Buyers, For Home Sellers, St. Louis, Arnold and Jefferson County Information, Real Estate Resources, and About Phyllis Alexander / Jeff Alexander. 
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First Time Buyers >The Perfect House Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask the sellers to pay for the repairs? Before you answer "yes", there are some important considerations.
Some contracts require that all of the home's systems, such as plumbing, heating, electrical and central air conditioning, be in working order. In this case, the sellers may be obligated to repair any problems with these systems. Leaky roofs, damp basements, or other structural problems may not be covered, however. If you ask the sellers to make these types of repairs, you may void the contract by doing so. The sellers might prefer to negotiate the repairs to keep from losing the sale. If there are other buyers waiting in the wings with back-up contracts, you run the risk of losing the home.
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